How Do I Become Eligible for Unemployment?

Unemployment insurance is the most basic social security provided by the state to the unemployed, but not all unemployed people can receive unemployment insurance. There are certain conditions for receiving unemployment insurance benefits. Only qualified unemployed persons can receive their own unemployment insurance benefits. The conditions for applying for unemployment insurance benefits are as follows: one is to participate in unemployment insurance in accordance with the regulations, and the unit and the individual have fulfilled their payment obligations for one year in accordance with the regulations; the second is to interrupt employment because of their wishes, that is, the unemployed are unwilling to interrupt employment, but I was forced to suspend employment for reasons beyond my control. Third, I have registered for unemployment and have a job search requirement.

Unemployment Insurance

(1) To receive unemployment insurance benefits, medical insurance is paid by the business management center.

(2) If you are sick or have childbearing, you can apply for 70% medical expenses subsidy according to the regulations if you go to the designated hospital.

(3) If the unemployed starts a private enterprise, engages in self-employment, or organizes himself to work during the period of receiving unemployment insurance benefits, he can receive the unemployment insurance benefits for the remaining period at one time (plus the month that has been collected after this approval, which cannot exceed 24). Months), as supportive production funds.

(4) If an unemployed person dies during the period of receiving unemployment insurance benefits, his family members can apply for a funeral subsidy and provide a one-time pension for immediate family members.

(5) A female unemployed childbearing during the period of receiving unemployment insurance benefits, which meets the national family planning regulations, may apply for a three-month maternity allowance, the standard of which is the same as the unemployment insurance payment calculation standard.

(6) Free employment services such as vocational guidance and vocational training.

(7) If the unemployment insurance coverage period covers the winter heating period (referred to from November to March of the next year, a total of 5 months), when receiving unemployment benefits for the current month, you can also receive heating costs for the month, which is about 480 yuan (2013 standard).
(8) Both spouses are unemployed at the same time. When receiving unemployment insurance benefits, they can apply for one month of unemployment insurance benefits.

Unemployment insurance is the most basic social security provided by the state to the unemployed, but not all unemployed people can receive unemployment insurance. There are certain conditions for receiving unemployment insurance benefits. Only qualified unemployed persons can receive their own unemployment insurance benefits. Otherwise, it is not.

Requirements for claiming unemployment insurance benefits

The first is to participate in unemployment insurance in accordance with regulations, and the unit and I have fulfilled their payment obligations for one year.

The second is not to interrupt employment because of my own willingness, that is, the unemployed are unwilling to interrupt employment, but are forced to interrupt employment because of reasons beyond their control. The "Measures for Applying for Unemployment Insurance Benefits" issued by the Ministry of Labor and Social Security stipulates which situations are not due to the interruption of employment due to the wishes of the person, mainly including: termination of the labor contract, termination of the employment contract by the employer, termination of the employment by the employer, removal In case of dismissal, the employer violates the law or violates the labor contract, causing the employee to resign. If the above-mentioned circumstances cause employees to lose their jobs, the employees have the right to apply for unemployment insurance.

The third is that unemployment registration has been completed and there are job search requirements. The purpose of applying for unemployment registration is to grasp the basic situation of the unemployed and confirm their qualifications. The need for a job search is to take into account that an important function of unemployment insurance is to promote reemployment of the unemployed. This is a prerequisite for enjoying unemployment insurance benefits, and it is also the obligation of the unemployed.

Any unemployed person who meets the conditions for receiving can apply for unemployment insurance to protect their most basic life.

First, the company's personnel department should be urged to go to the Social Security Bureau to understand the employment report and obtain a review response. The general process of getting unemployment insurance from the Social Security Bureau is as follows:

I. The Social Security Administration requires the filing of unemployment reports. This requires the company to send staff to the social security bureaus where the unemployment insurance is paid within 15 days before the date of termination of the labor contract. Application for filing is not directly to the unemployed. If the total number of applicants exceeds 8, the company's personnel department must also notify the Social Security Bureau in advance to make an appointment. The company shall then transfer the review opinions of the unemployment insurance agency to the resigning staff when handling the procedures for employee resignation.

2. The Social Security Administration has stipulated that unemployment insurance benefits must be paid for more than one year before receiving unemployment benefits. Require individuals to have

1. Not unemployed for personal reasons.

2. Those who have registered for unemployment.

3. Re-employment requirements.

4. Those willing to receive reemployment training

3. The employer must submit four kinds of materials to the Social Security Bureau during the registration process and affix the official seal of the employer.

1. Dismissal notice and related archives issued by the unit.

2. The Social Security Bureau has a unified 4-joint form of unemployment certificate.

3. The Social Security Bureau's unified format is in duplicate and unemployment is registered.

4. A copy of the unified format of the Social Security Bureau, the company routinely sends official documents to the Social Security Bureau.

4. After unemployment registration. After the Social Security Bureau has reviewed the unemployment registration, it will notify the unemployed to go to training and receive unemployment benefits (about 400 yuan per month or more) and apply for a laid-off certificate. Unemployment insurance benefits can be claimed for 3 months after the payment of one year, and each additional year pays 2 months on this basis, that is, 2 years for 5 months, 3 years for 7 months, and so on. The maximum is only 24 months. 60% to 80% of medical expenses can be reimbursed for medical treatment while receiving unemployment insurance benefits

Fifth, personal follow-up preparations. After the unemployed has terminated and terminated employment with the employer, he / she holds the auditing documents issued by the Social Security Bureau and the "Vocational Guidance Training Card", "Hukou Register", "ID Card" and 3 one-inch crownless photos, and goes to the street where the residence is located ( (Towns) relevant departments register for unemployment and go through the formalities of applying for unemployment insurance. From next month, the unemployed will go to the designated place to receive unemployment insurance benefits.

Accumulated unemployment insurance premiums for one year and less than 5 years can receive unemployment insurance benefits for a maximum of 12 months; for cumulative premium payments for 5 years and less than 10 years, the period for receiving unemployment insurance benefits is 18 months; If they are more than 10 years old, the period for receiving unemployment insurance benefits is 24 months.

According to state regulations, unemployment insurance benefits have standardized payment standards. Unemployment insurance payments are based on the minimum living security of local urban residents, and are mainly used to protect the most basic living standards of the unemployed.

The issue of unemployment insurance benefits is related to local minimum wage standards and local urban residents' minimum living security standards. According to the provisions of the "Unemployment Insurance Regulations" on the level of overall planning, the unemployment insurance fund shall be implemented in the municipality and cities divided into districts; the level of overall planning in other regions shall be prescribed by the people's governments of provinces and autonomous regions. The local minimum wage standard and the minimum living security standard for local urban residents in the payment standards refer to the minimum wage standard in the unified planning area and the minimum living security standard for urban residents in the unified planning area. If the area where the overall planning level is located does not have a minimum living security system for urban residents, or the city where the minimum living security system is established is not consistent with the area where the overall planning level is located, which city's minimum living security standards should be used as a reference, the province, autonomous region, The people's government of the municipality shall decide.

As for the provisions below the minimum wage standard and above the minimum living security standards for urban residents. The main consideration for unemployment insurance is a social insurance benefit issued to protect the basic life of the unemployed during the unemployed period. It has two basic functions, namely, to protect the basic life of the unemployed during the unemployed period and to promote reemployment of the unemployed. Based on this principle, the unemployment insurance payment standard should not be higher than the minimum standard of wages for workers who provide normal labor, that is, the minimum wage standard. If it exceeds this standard, it will easily form a system of raising lazy people, which is not conducive to the unemployed. Actively seek work and realize reemployment; at the same time, it should not be lower than the minimum living security standard for urban residents. If it is lower than this standard, it will not only be difficult to guarantee the basic livelihood of the unemployed, but also not conducive to the implementation of the unemployment insurance system. It is precisely based on the above considerations that the regulations make the above provisions on the standards for the payment of unemployment insurance benefits.

The unemployment insurance payment standard is linked to wages and the minimum living security standards of urban residents. It is mainly considered that with the progress of society and economic development, the living standards of the people should gradually improve. In line with this, the level of unemployment insurance benefits should also be gradually increased. Let the unemployed enjoy the fruits of social progress and economic development just like other workers. Linking the unemployment insurance payment standard with the minimum wage and the minimum living security standards for urban residents will enable unemployment insurance payments to be adjusted with the adjustment of the minimum wage and the minimum living security standards for urban residents, which will help protect the basic lives of the unemployed.