What Is a Research and Development Credit?

Science and technology credit rating refers to the implementation of participation in science and technology project R & D and industrialization of scientific and technological achievements by internal credit rating agencies or personnel of science and technology management departments or by independent independent credit rating agencies in accordance with certain procedures, using recognized indicators and specific evaluation methods. And evaluation of scientific and technological achievements acceptance and achievement performance, assessment experts or assessment agencies at all stages of the comprehensive evaluation of the implementation of relevant national laws and regulations and policies, compliance with recognized practices in the scientific and technological circles, ability and willingness to perform related contracts, and use of special symbols or Short text describes the process of the magnitude of its credit risk.

Technology Credit Rating

Right!

Technology

Technology

Credit traits

Objectively speaking, with the development of time, any industry and various credit subjects will show their own credit characteristics. Some are major, some are

(1) Selection of rating method

Since China has not yet established a technology credit system, it lacks technology

There are two types of credit ratings in the world: 10 and 5. The 10 rating refers to AAA, AA, A, BBB, BB, B, CCC, CC, C, D, and BBB and above are called investment grade. Or credit level, the following is speculative level, the risk is high, and generally no credit is granted. Level 5 division refers to AAA, AA, A, B, C, B and above are investment machines, and C is speculative. In view of the international and Chinese credit ratings of other industries and the characteristics of science and technology credit, in order to facilitate understanding and universality, this research recommends that science and technology credit ratings are selected in 5 categories and the same credit symbols are used. The specific meaning and implementation standards are shown in Table 3. .

Table 3 List of science and technology credit assessment levels

Serial number	Evaluation score (E) range	Credit rating	Credit symbol	Feature description
1	E90 points	Superior or Normal	AAA	Experts with good reputation in the field and deep-funded experts in this field have won many awards, excellent scientific research performance, strong financial power, no bad records for 10 consecutive years, and no problem in performing the contract.
2	90 <E80	Good or Attention	AA	Strong scientific research ability, rich experience, no bad records for 5 consecutive years, and basically no problem in fulfilling the contract.
3	80 <E70	Fair or low	A	Years of work experience, no bad records for three consecutive years, through hard work, basically can be completed, the risk is small.
4	70 <E60	Risky or suspicious	B	Have bad records or less work experience, it is difficult to complete the project, the risk is greater, and credit can be considered in a small scope.
5	E <60 points	Unacceptable level or loss level	C	Lack of experience or too little funds or no intention to settle the project will definitely cause losses to the credit grantor. A breach of contract is inevitable, and credit is not granted at this level.