What Is an Apartment Loan?

Apartment-style houses, compared to single-family western-style villa houses. Apartment is the most extensive form of real estate investment in commercial real estate, and apartment-style housing is a new type of real estate term that combines the characteristics of both apartment and ordinary residence.

Apartment houses were first "

The apartments in the market are generally divided into residential apartments (commercial residences) and business apartments (also known as commercial and residential apartments). Due to the nature of the land and the property rights period, there are loan methods, loan years and various taxes Many differences.

Residential apartment advantages:

1. The characteristic of apartment houses is that the location belongs to the central area, and generally appears as small apartment full decoration. Functionally speaking, the apartment, while ensuring basic living functions, pays more attention to comfort, functional completeness, and reasonable service and structure.

   Diversified apartment houses

   Diversified indoor space layout: The layout design of indoor space is diversified. Flexible and movable walls can be designed on the plane, enabling the residence to realize flexible and variable combination. The interior space of a residential building should be able to adjust to the family structure, living mode, and occupation change. The interior space layout design is diversified, and it is also manifested in the various forms of separation of the three-dimensional space of the residence. Now there are more and more abundant spatial transformations in residential design. Design of mezzanine, jump floor, split floor, high space living room, etc.

   Increase shared space: Residents living in high-rises lack opportunities and places to interact with each other, and many people living in the same building do not know each other. Now there is a kind of sky courtyard, that is, a shared space is set up every four or so floors. In the open space, plants can be planted, lounge chairs can be placed, and a garden environment can be created to provide a space for people to live and interact in high-rises. So that the residents living in high-rise can feel the outdoor natural landscape and the affection of the neighbourhood without going out of the building ^[3] .

   Applicability of apartment houses

   First of all, starting from the use, the interior of the house is divided according to the nature of living. A house should have six basic functions: living, eating, bathing, sleeping, storing, working and studying. These functions can be roughly divided into public and private areas according to their openness; they can be divided into dynamic and static areas according to their activities. Two districts. The public area is mainly used for living and meeting guests, such as living room, kitchen, dining room, foyer, etc .; the private area is used for personal affairs, sleep, rest, such as bedroom, bathroom, study, etc. Activities in the moving area are more frequent, and there can be more sources of interference, such as corridors, living rooms, kitchens, etc .; quiet areas require quietness, and relatively few activities, such as bedrooms, study rooms. Each of these partitions has a clear and dedicated function. In graphic design, the relationship between these functional areas should be clearly handled so that the use is reasonable without interfering with each other.
   Secondly, the size and size of the room should be appropriate. Housing design should focus on practical, compact, and reasonable functions without wasting any area. The dimensions of each functional space are carefully considered to make people's activities and furniture layout suitable, and to separate as many functional spaces as possible under the same area.
   Third, the layout and interconnection of the rooms in the house should be reasonable. The living room is the main activity space for family groups. It is functionally the center of the house and the hub of the residential transportation system in terms of transportation. In the layout, care should be taken not to have too many doors and openings, to avoid difficulties in the layout of the furniture due to insufficient continuation of the wall surface, and to avoid excessive oblique flow lines, so as to make the living room space complete. And stability is undermined.
   In addition, the living room should ensure good sunlight, and try to choose a better location in the outdoor landscape, not only can fully enjoy the beauty of nature, but also feel the comfort and extension of visual and spatial effects. The kitchen is adjacent to the dining room for easy meal preparation. The bathroom should be similar to the bedroom to reduce the inconvenience of the elderly or late use. Only with reasonable room layout and configuration can we study, work and live comfortably ^[3] .

   Systematic apartment housing

   Scientific planning layout and reasonable building design: In order to save land and energy, proper control of the width of the house can save land, but also control the body shape coefficient and the ratio of window and wall area to achieve energy saving. Increasing the proportion of middle and high-rise buildings, saving the sunlight distance in the form of a north-facing step-down building, making full use of the principle of sunlight analysis and computer-assisted equipment to improve the contradiction between sunlight and land use, and designing a well-ventilated, multi-stair multi-unit And so on, to give full play to the comprehensive utilization of land.

   Product material system: the use of so-called green materials, health and environmental protection materials. Promote the application of environmentally sound technologies, materials and products.
   Effective use of resources: Use natural ventilation and natural light whenever possible. Effective and rational use of natural resources such as water, air, land energy, etc., to promote the maximum use of resources and minimize waste, and to promote reuse and recycling. Pay attention to building energy efficiency and the use of new energy. Such as the use of water or ground source heat pump technology, the use of solar energy, wind energy, secondary use of water resources. The classification of domestic garbage can be implemented, and the organic, inorganic, harmful and non-hazardous substances can be reused to achieve the minimum discharge and maximum utilization. As another example, the water system is implemented in the communities of many cities. The sewage is to be diverted (sewage and waste water), and the sewage flows through the water treatment station in the community. After a certain purification treatment, it can be used for flushing, landscape water, green irrigation water, and car washing water in the house ^[3] .

   Intelligent apartment style apartment

   The development of science and technology has promoted the construction level of houses, improved the functional quality of houses, and also met residents' requirements for living comfort. The science of housing technology is reflected in the following aspects: First, the promotion and application of new technologies, new materials, new processes and new equipment. The second is to carry out scientific research to transform the results into productivity. The third is to form an intelligent system for community management to meet the needs of modern living and living ^[3] .