How Do I Invest in Rental Property?
Real estate leasing investment means that after buying a property, an investor in the real estate first appropriately refurbishes and refurbishes the property, and then, as the lessor, verbally agrees or signs a contract to deliver the house to the lessee for possession, use and Revenue, the act of delivering rent by the lessee to the lessor. Collecting rents through leasing allows home buyers to obtain long-term rental income. There is also a special case of lease investment, which is the lease, which means that the investor who has obtained the right to use the property leases the property in the form of a fixed annual or monthly rent, and then invests a certain amount of capital to properly conduct the property according to actual needs. After the renovation and transformation, the company will re-lease and obtain the sub-lease income.
Real estate lease investment
- 1. Analysis of investment cost of real estate real estate lease investment [1]
- Commercial building [2]
- Analysis of Investment Return on Commercial Real Estate Leasing
- Mr. A took out 110,000 yuan as the first payment of the investment mall, and the rest was the bank mortgage payment. The monthly rent was used for repayment and the monthly repayment amount. The property unit of the shopping mall has an area of 20 square meters and the total price is 200,000 yuan. Long-term rental (50 years) after purchase, rent is collected, the average rent is 3,000 yuan per month, and there is no vacancy. A brief analysis of return on investment is as follows: [2]
- 1. Total investment cost: 241,760 yuan
- (1) Capital: 110,000 yuan
- Of which, the first payment (50% of the mortgage for the mall): 100,000 yuan
- Fees and taxes total about 10,000 yuan
- (2) Total repayment: 131760 yuan
- 2. Annual operating expenses: 1680 yuan
- (1) Property management fee: 4 × 20 × 12 = 960 (yuan)
- (2) Urban land use fee: 3 × 20 × 12 = 720 (yuan)
- 3 Annual rental income: 3000 × 12 = 36000 (yuan)
- 4 Pay taxes
- (1) Real estate tax (rental income × 12%): 36000 × 12% = 4320 (yuan)
- (2) Business tax (rental income × 5%): 36000 × 5% = 1800 (yuan)
- (3) Urban maintenance and construction tax (business tax × 1%): 1800 × l% = 18 (yuan)
- (4) Education surcharge (sales tax × 3%): 1800 × 3% = 54 (yuan)
- (5) Stamp tax (rental income × 0.05%): 36000) × 0.05% = 18 (yuan)
- (6) Management fee for house leasing (rent × 2%): 36000 × 2% = 720 (yuan)
- (7) Personal income tax (rental income-1500-taxes): (36000-1500-6930) × 20% = 5514 (yuan)
- Total taxes: 12444 yuan
- 5. Annual net income during the recovery period (see Table 1)
- Table 1 Investment Cash Flow Statement Unit: Yuan
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- (1) Net income for the first ten years: 36000-12444-1680-13176 = 8700 (yuan)
- (2) Annual return on investment and leaseback period: (36000-12444-1680) / 241760 × 100% = 9%
- (3) Payback period of investment: 11 years
- (4) From the 12th year to the 50th year, the rental income minus the operating expenses and taxes is used as the net investment income: (36000-12444-1680) × 39 = 853164 (yuan)