What are the different types of Medicare services?
Medicare is a health coverage program operated by the United States Government Center for Medicare & Medicaid Services (CMS). Certain qualities must be met before an American citizen is eligible for Medicare Services. The covered services, according to the original Medicare plan, fall into four classifications.
Medicare part and helps to cover the accounts for hospitals, as well as qualified nursing services, hospice and home health care. In general, long -term care, also known as custody, is not covered by parts A. Such care is more supportive than medically necessary, because it offers only support services to people who need help with everyday life activities such as swimming, dressing and toilets. In some cases, Medicaid will pay for long -term care services.
Medicare part B helps to cover outpatient visits and services. Preventive care and tests are also some of the services covered by part B. These include diabetesand glaucoma screens, bone density tests, certain vaccination and cardiovascular screening. Part B also covers mammograms, PAP tests, pelvic tests and colorectal and prostate. Counseling on diabetes and advice for smoking cessation are also covered.
Medicare Advantage plans, such as health maintenance organizations (HMOS) or preferred organizations (PPOs), are what Medicare part C. Other Medicare Advantage plans cover special needs, private fees and medical savings account plans. approved by doing so Medicare. Prescription drug coverage is usually included in Part C, except for general health coverage. In some cases, more services are actually covered by parts C than the original Medicare plan.
Medicare part D coverAid prescription drugs. Dicare, who are 65 and older, usually need more regulations than younger people, so part D is very important to manage prescription costs. Also, those who have psychiatric disabilities who receive Medicare services are often prescribed psychotropic drugs that can cost many thousand US dollars every year. Many of them have income at the level of poverty or under their inability to engage in a significantly gainful employment. In their case, part D is a necessity for individuals and more generally social stability.
In general, if a person has at least part A and part B with the original Medicare coverage, he can buy Medigap policy. This kind of policy includes any deductible, co -rejuvenation of APOJUNEY, which does not apply to the original medication services. Some Medigap insurance also covers certain medical services that an individual might need if he is seriously ill or injured abroad.
Medicare also offers patinS IT includes online personal health records (PHRS), to which they have access anytime, anywhere. PHR is an individualized set that contains such information such as the patient's health, including allergies, and a list of recent visits to a doctor and admitting to the hospital. This record also includes medicines that the patient regularly takes. With PHRS patients check who, except for themselves, has access to their medical information.
Americans who are 65 years or more are automatically eligible for Medicare. Individuals of any age who have been determined to be affected by the rules and definitions of social security, or people of any age who suffer from the final kidney stadium are also eligible. For social security recipients under 65 years, the waiting time is up to two years before they can use Medicare services.