What Are the Different Types of Financial Sector Jobs?
The financial system is a system related to the flow, concentration and distribution of funds. It is an organism that is composed of a series of financial intermediaries and financial markets that connect the surplus and shortage of funds. The financial system is a set of markets and intermediaries used by households, companies, and governments to implement their financial decisions, including markets for stocks, bonds, and other securities, and financial intermediaries such as banks and insurance companies. Funds flow from the fund surplus party to the fund shortage party through the financial system. These funds usually flow through financial intermediaries.
Financial system
- The financial system is a set of markets and intermediaries used by households, companies, and governments to implement their financial decisions, including stocks,
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- According to the basic methods of system engineering and related domestic units
- System Construction The construction of the financial system is the same as the construction of electronic systems in other industries. It is mainly carried out by the "life cycle method". The "life cycle method" is sometimes called a staged construction method or a stepwise construction method. Its main idea is to decompose a large and complex system into several easy-to-implement phases or tasks according to the time sequence and the engineering method used. A phase or a task to achieve a task. Generally, the previous stage is the work basis of the latter stage, and the latter stage can only be formally started after the previous stage is successfully completed. Therefore, with this system engineering method, no matter how big the project or how complicated the system, it can be methodically and successfully constructed step by step.
- The cycle of system construction can usually be divided into project start-up,
- The first is the formulation and implementation of science and technology-based SME loan promotion policies. Specifically, it includes studying and formulating policies for the establishment of science and technology sub-branches, the establishment of a science and technology expert advisory committee in a bank, and the establishment of a science and technology expert system with voting rights in a loan approval committee. Work with the China Banking Regulatory Commission, China Development Bank, and the Export-Import Bank to conduct research on banks' equity investment, implement soft loan and special financing account policies, and strive to conduct equity investment with pilot projects and major national science and technology plans as pilot projects; negotiate with the CBRC to integrate technology and Financial resources, jointly formulated and issued "Several Opinions on Promoting the Loans of Technology-Based SMEs" and many other contents.
- The second is to innovate financial and scientific investment methods. Specifically, it includes: researching and formulating loan discount interest methods, and quickly setting up and setting up the "National Science and Technology Plan Achievement Transformation Loan Discount Fund"; researching and establishing the "National Science and Technology Plan Achievement Transformation Leading Fund".
- The third is to build a science and technology guarantee system. Specifically include: conducting surveys of science and technology guarantee institutions established by national science and technology departments and high-tech zones to find out the situation, understand the needs and problems, and submit related research reports; supporting the science and technology sub-branches, integrating local governments, science and technology departments, and science and technology guarantee institutions of high-tech zones The advantages of resources to form a science and technology guarantee network; through the technology innovation fund of small and medium-sized enterprises, subsidies for the guarantee provided by the technology guarantee institutions to the transformation of scientific and technological achievements and industrialization loans of small and medium-sized enterprises.
- The fourth is to deepen the pilot of science and technology insurance . The Ministry of Science and Technology and the China Insurance Regulatory Commission will focus on the research and development of high-tech industry risk management and research and development of new types of insurance for science and technology insurance. Co-construct the methods and methods of infrastructure construction and venture capital investment in high-tech zones, and strive to start trials.
- The fifth is to continue the work of science and technology bonds and continue to organize the issuance of the third phase of national high-tech zone corporate bonds . To study and promote the direct financing of high-tech enterprises through bonds; work with the financial regulatory authorities to study the issue of financing for high-tech enterprise bonds.
- Sixth, continue to promote the construction of multi-level capital markets. The Ministry of Science and Technology and the China Securities Regulatory Commission will intensify their efforts in cultivating technology-based enterprises to enter capital market financing, and provide services for technology-based enterprises with strong independent innovation capabilities and high growth to enter capital market financing. The focus will be on researching and formulating standards and evaluation systems for independent innovative enterprises, holding trainings, guiding local development of innovative enterprises, and deepening work in the "New Third Board" pilot of Zhongguancun Science and Technology Park.
- The seventh is to continue to actively promote the launch of the GEM market. It should be said that it is a good time to launch the GEM market. The launch of the GEM market can on the one hand put high-quality companies into the capital market on a large scale, improve the supply structure of the capital market, and allow public investors to effectively share the benefits of corporate growth. On the other hand, these companies in the high-speed growth stage can complete large-scale financing and quickly grow larger and stronger.